Identity theft and reducing the risk
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Protecting Your Personal Identity: Tips to Prevent Identity Theft
The Value of Personal Identity
Understanding Identity Theft: Learn about the significance of safeguarding your personal identity to prevent fraudulent activities.
What Constitutes Personal Identity?
Key Components: Your personal identity comprises your name, address, date of birth, bank details, employer details, and other confirming information.
Indicators of Identity Theft
Warning Signs: Recognize potential indicators of identity theft advised by the Information Commissioner's Office (ICO).
- You lose important documents like your passport or driving license.
- Missing mail from your bank or utility provider.
- Unfamiliar transactions on your bank or credit card statements.
- Being informed that you are already claiming state benefits when you apply for them.
- Receiving bills or receipts for unrequested goods or services.
- Being denied financial services despite a good credit rating.
- Receiving correspondence from solicitors or debt collectors for debts not incurred by you.
Preventing Identity Theft
Proactive Measures: Follow recommendations from the ICO to reduce the risk of identity theft.
- Stay vigilant about unusual financial activities and identity-related anomalies.
Learning Outcomes:
- EDSQ Unit 5 LO 14.4